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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,340 | $115,225-58.0% | $100,712-52.0% | $138,895-65.2% |
| Participation rate | 37.5% | 74.3%-36.8pp | 69.3%-31.8pp | 79.9%-42.4pp |
| Annual return | 15.02% | 40.35%-25.3pp | 33.27%-18.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $1,456 | $2,771-47.4% | $2,313-37.0% | $4,194-65.3% |
| Participant deferral / active EE | $3,652 | $4,699-22.3% | $4,085-10.6% | $6,396-42.9% |
| Admin fee / account holder | $460 | $10,844-95.8% | $9,256-95.0% | $12,562-96.3% |