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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,249 | $81,504-62.9% | $102,437-70.5% | $80,959-62.6% |
| Participation rate | 59.4% | 66.9%-7.5pp | 74.5%-15.1pp | 67.7%-8.3pp |
| Annual return | 15.14% | 25.60%-10.5pp | 24.95%-9.8pp | 35.67%-20.5pp |
| Employer contribution / active EE | $2,384 | $3,104-23.2% | $3,871-38.4% | $2,757-13.5% |
| Participant deferral / active EE | $2,236 | $3,871-42.2% | $5,060-55.8% | $4,300-48.0% |
| Admin fee / account holder | $1,686 | $6,719-74.9% | $8,388-79.9% | $6,925-75.7% |