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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,851 | $106,524-53.2% | $152,301-67.3% | $87,485-43.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 13.55% | 26.89%-13.3pp | 80.50%-67.0pp | 26.06%-12.5pp |
| Employer contribution / active EE | $2,247 | $3,371-33.4% | $4,624-51.4% | $2,596-13.5% |
| Participant deferral / active EE | $3,967 | $6,525-39.2% | $8,004-50.4% | $4,274-7.2% |
| Admin fee / account holder | $7,688 | $8,287-7.2% | $14,398-46.6% | $7,775-1.1% |