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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,071 | $160,040+138.7% | $147,096+159.7% | $145,877+161.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.97% | 98.49%-82.5pp | 419.75%-403.8pp | 551.28%-535.3pp |
| Employer contribution / active EE | $21,682 | $5,289+309.9% | $4,936+339.3% | $4,663+365.0% |
| Participant deferral / active EE | $12,305 | $8,429+46.0% | $8,071+52.5% | $6,691+83.9% |
| Admin fee / account holder | $1,648 | $15,050-89.1% | $13,005-87.3% | $13,402-87.7% |