Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,268 | $106,110-81.8% | $147,005-86.9% | $77,671-75.2% |
| Participation rate | 44.8% | 78.4%-33.6pp | 82.2%-37.4pp | 70.6%-25.8pp |
| Annual return | 15.26% | 56.77%-41.5pp | 418.76%-403.5pp | 31.21%-15.9pp |
| Employer contribution / active EE | $1,563 | $4,065-61.6% | $4,934-68.3% | $2,726-42.7% |
| Participant deferral / active EE | $2,790 | $7,992-65.1% | $8,070-65.4% | $4,648-40.0% |
| Admin fee / account holder | $970 | $338+187.3% | $13,006-92.5% | $430+125.4% |