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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,317 | $110,093-62.5% | $97,295-57.5% | $145,897-71.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 12.64% | 244.76%-232.1pp | 75.62%-63.0pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,644 | $3,077-46.6% | $2,723-39.6% | $4,663-64.8% |
| Participant deferral / active EE | $2,340 | $4,678-50.0% | $4,264-45.1% | $6,689-65.0% |
| Admin fee / account holder | $305 | $6,212-95.1% | $5,646-94.6% | $13,390-97.7% |