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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,317 | $109,908-62.4% | $97,161-57.5% | $145,978-71.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 12.64% | 243.80%-231.2pp | 75.36%-62.7pp | 550.52%-537.9pp |
| Employer contribution / active EE | $1,644 | $3,077-46.6% | $2,723-39.7% | $4,662-64.7% |
| Participant deferral / active EE | $2,340 | $4,679-50.0% | $4,265-45.1% | $6,690-65.0% |
| Admin fee / account holder | $305 | $6,213-95.1% | $5,647-94.6% | $13,400-97.7% |