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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,986 | $183,539-46.1% | $155,556-36.4% | $145,897-32.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.29% | 61.31%-48.0pp | 64.84%-51.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $6,729 | $5,315+26.6% | $4,675+43.9% | $4,663+44.3% |
| Participant deferral / active EE | $6,066 | $6,467-6.2% | $5,631+7.7% | $6,689-9.3% |
| Admin fee / account holder | $1,001 | $19,275-94.8% | $15,885-93.7% | $13,390-92.5% |