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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,354 | $159,934+15.9% | $147,005+26.1% | $145,959+27.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.20% | 98.24%-84.0pp | 418.76%-404.6pp | 561.95%-547.8pp |
| Employer contribution / active EE | $13,527 | $5,287+155.8% | $4,934+174.1% | $4,661+190.2% |
| Participant deferral / active EE | $20,126 | $8,427+138.8% | $8,070+149.4% | $6,689+200.9% |
| Admin fee / account holder | $1,458 | $15,053-90.3% | $13,006-88.8% | $13,398-89.1% |