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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,318 | $45,900-90.6% | $94,057-95.4% | $64,340-93.3% |
| Participation rate | 39.1% | 50.6%-11.5pp | 73.3%-34.2pp | 55.2%-16.1pp |
| Annual return | 29.93% | 50.47%-20.5pp | 480.62%-450.7pp | 24.14%+5.8pp |
| Employer contribution / active EE | $0 | $1,612-100.0% | $2,933-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $622 | $2,102-70.4% | $4,709-86.8% | $2,980-79.1% |
| Admin fee / account holder | $263 | $3,143-91.6% | $7,244-96.4% | $3,703-92.9% |