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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,804 | $57,057+10.1% | $85,009-26.1% | $80,874-22.3% |
| Participation rate | 54.4% | 56.4%-1.9pp | 67.5%-13.1pp | 67.6%-13.2pp |
| Annual return | 15.23% | 21.66%-6.4pp | 66.47%-51.2pp | 35.62%-20.4pp |
| Employer contribution / active EE | $2,005 | $1,799+11.5% | $2,728-26.5% | $2,756-27.2% |
| Participant deferral / active EE | $3,078 | $3,112-1.1% | $4,522-31.9% | $4,297-28.4% |
| Admin fee / account holder | $513 | $4,986-89.7% | $6,153-91.7% | $6,935-92.6% |