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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,739 | $58,275-76.4% | $81,844-83.2% | $80,935-83.0% |
| Participation rate | 79.7% | 63.5%+16.2pp | 72.4%+7.3pp | 67.7%+12.0pp |
| Annual return | 12.89% | 41.82%-28.9pp | 778.87%-766.0pp | 35.66%-22.8pp |
| Employer contribution / active EE | $906 | $2,346-61.4% | $2,916-68.9% | $2,757-67.1% |
| Participant deferral / active EE | $2,665 | $3,285-18.9% | $4,323-38.4% | $4,299-38.0% |
| Admin fee / account holder | $1,720 | $4,749-63.8% | $7,355-76.6% | $6,924-75.2% |