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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,297 | $106,749+14.6% | $145,433-15.9% | $82,448+48.3% |
| Participation rate | 65.9% | 75.6%-9.8pp | 82.1%-16.3pp | 68.1%-2.2pp |
| Annual return | 17.59% | 27.59%-10.0pp | 66.58%-49.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $4,045 | $3,444+17.4% | $4,554-11.2% | $2,551+58.6% |
| Participant deferral / active EE | $9,579 | $6,519+47.0% | $7,897+21.3% | $4,139+131.4% |
| Admin fee / account holder | $9 | $8,390-99.9% | $13,129-99.9% | $7,234-99.9% |