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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,178 | $107,421-35.6% | $182,262-62.0% | $94,015-26.4% |
| Participation rate | 55.6% | 77.8%-22.2pp | 84.2%-28.7pp | 70.8%-15.3pp |
| Annual return | 19.93% | 21.32%-1.4pp | 140.60%-120.7pp | 17.84%+2.1pp |
| Employer contribution / active EE | $1,364 | $3,448-60.4% | $5,046-73.0% | $2,790-51.1% |
| Participant deferral / active EE | $3,993 | $6,558-39.1% | $8,276-51.8% | $4,249-6.0% |
| Admin fee / account holder | $0 | $8,692-100.0% | $16,712-100.0% | $8,951-100.0% |