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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,209 | $180,749-1.4% | $160,784+10.8% | $137,256+29.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 18.74% | 2234.46%-2215.7pp | 1803.92%-1785.2pp | 220.34%-201.6pp |
| Employer contribution / active EE | $6,407 | $4,155+54.2% | $3,733+71.6% | $4,156+54.2% |
| Participant deferral / active EE | $5,638 | $6,844-17.6% | $6,293-10.4% | $6,407-12.0% |
| Admin fee / account holder | $7,484 | $10,397-28.0% | $9,717-23.0% | $12,270-39.0% |