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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,209 | $208,088-14.4% | $186,193-4.3% | $154,746+15.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 18.74% | 89.97%-71.2pp | 78.03%-59.3pp | 172.34%-153.6pp |
| Employer contribution / active EE | $6,407 | $4,340+47.6% | $3,918+63.5% | $4,379+46.3% |
| Participant deferral / active EE | $5,638 | $7,078-20.3% | $6,513-13.4% | $6,730-16.2% |
| Admin fee / account holder | $7,484 | $11,698-36.0% | $11,058-32.3% | $14,365-47.9% |