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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,209 | $289,211-38.4% | $260,467-31.6% | $198,609-10.3% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 18.74% | 112.90%-94.2pp | 100.60%-81.9pp | 202.70%-184.0pp |
| Employer contribution / active EE | $6,407 | $4,663+37.4% | $4,239+51.2% | $5,055+26.7% |
| Participant deferral / active EE | $5,638 | $6,812-17.2% | $6,319-10.8% | $6,977-19.2% |
| Admin fee / account holder | $7,484 | $16,236-53.9% | $15,461-51.6% | $19,030-60.7% |