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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,358 | $112,729+7.7% | $98,716+22.9% | $137,256-11.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.01% | 38.48%-29.5pp | 31.81%-22.8pp | 220.34%-211.3pp |
| Employer contribution / active EE | $2,474 | $2,725-9.2% | $2,279+8.6% | $4,156-40.5% |
| Participant deferral / active EE | $4,203 | $4,640-9.4% | $4,048+3.8% | $6,407-34.4% |
| Admin fee / account holder | $7,650 | $10,129-24.5% | $8,703-12.1% | $12,270-37.7% |