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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,390 | $106,864-37.9% | $147,318-54.9% | $82,637-19.7% |
| Participation rate | 73.0% | 75.5%-2.5pp | 82.1%-9.1pp | 68.1%+4.9pp |
| Annual return | 29.51% | 27.49%+2.0pp | 70.43%-40.9pp | 53.51%-24.0pp |
| Employer contribution / active EE | $2,771 | $3,417-18.9% | $4,593-39.7% | $2,552+8.6% |
| Participant deferral / active EE | $6,210 | $6,496-4.4% | $7,906-21.5% | $4,126+50.5% |
| Admin fee / account holder | $1,700 | $8,415-79.8% | $13,708-87.6% | $7,339-76.8% |