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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,390 | $106,524-37.7% | $152,301-56.4% | $87,485-24.1% |
| Participation rate | 73.0% | 75.8%-2.8pp | 82.4%-9.5pp | 68.9%+4.0pp |
| Annual return | 29.51% | 26.89%+2.6pp | 80.50%-51.0pp | 26.06%+3.5pp |
| Employer contribution / active EE | $2,771 | $3,371-17.8% | $4,624-40.1% | $2,596+6.7% |
| Participant deferral / active EE | $6,210 | $6,525-4.8% | $8,004-22.4% | $4,274+45.3% |
| Admin fee / account holder | $1,700 | $8,287-79.5% | $14,398-88.2% | $7,775-78.1% |