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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,390 | $107,421-38.2% | $182,262-63.6% | $94,015-29.4% |
| Participation rate | 73.0% | 77.8%-4.8pp | 84.2%-11.2pp | 70.8%+2.2pp |
| Annual return | 29.51% | 21.32%+8.2pp | 140.60%-111.1pp | 17.84%+11.7pp |
| Employer contribution / active EE | $2,771 | $3,448-19.6% | $5,046-45.1% | $2,790-0.7% |
| Participant deferral / active EE | $6,210 | $6,558-5.3% | $8,276-25.0% | $4,249+46.1% |
| Admin fee / account holder | $1,700 | $8,692-80.4% | $16,712-89.8% | $8,951-81.0% |