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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,941 | $111,535-39.1% | $105,223-35.4% | $137,256-50.5% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 20.30% | 237.85%-217.6pp | 180.65%-160.3pp | 220.34%-200.0pp |
| Employer contribution / active EE | $1,817 | $3,939-53.9% | $3,689-50.7% | $4,156-56.3% |
| Participant deferral / active EE | $3,118 | $5,500-43.3% | $5,072-38.5% | $6,407-51.3% |
| Admin fee / account holder | $334 | $9,721-96.6% | $8,859-96.2% | $12,270-97.3% |