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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,076 | $80,812+166.1% | $160,784+33.8% | $82,448+160.9% |
| Participation rate | 61.3% | 66.2%-5.0pp | 77.0%-15.7pp | 68.1%-6.8pp |
| Annual return | 13.57% | 100.59%-87.0pp | 1803.92%-1790.4pp | 41.64%-28.1pp |
| Employer contribution / active EE | $606 | $2,174-72.1% | $3,733-83.8% | $2,551-76.2% |
| Participant deferral / active EE | $5,482 | $4,335+26.5% | $6,293-12.9% | $4,139+32.4% |
| Admin fee / account holder | $4,883 | $7,695-36.5% | $9,717-49.7% | $7,234-32.5% |