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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,076 | $90,400+137.9% | $186,193+15.5% | $87,485+145.8% |
| Participation rate | 61.3% | 66.2%-4.9pp | 77.1%-15.9pp | 68.9%-7.7pp |
| Annual return | 13.57% | 22.15%-8.6pp | 78.03%-64.5pp | 26.06%-12.5pp |
| Employer contribution / active EE | $606 | $2,170-72.1% | $3,918-84.5% | $2,596-76.7% |
| Participant deferral / active EE | $5,482 | $4,330+26.6% | $6,513-15.8% | $4,274+28.3% |
| Admin fee / account holder | $4,883 | $8,673-43.7% | $11,058-55.8% | $7,775-37.2% |