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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,851 | $69,118+32.9% | $53,647+71.2% | $138,895-33.9% |
| Participation rate | 46.7% | 64.0%-17.3pp | 56.3%-9.6pp | 79.9%-33.3pp |
| Annual return | 16.70% | 248.26%-231.6pp | 358.33%-341.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $872 | $1,189-26.7% | $962-9.3% | $4,194-79.2% |
| Participant deferral / active EE | $3,823 | $2,274+68.1% | $1,813+110.8% | $6,396-40.2% |
| Admin fee / account holder | $1,614 | $2,724-40.8% | $2,460-34.4% | $12,562-87.2% |