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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,822 | $76,407+103.9% | $150,298+3.7% | $82,448+89.0% |
| Participation rate | 89.7% | 66.4%+23.3pp | 77.8%+12.0pp | 68.1%+21.7pp |
| Annual return | 13.98% | 39.99%-26.0pp | 62.79%-48.8pp | 41.64%-27.7pp |
| Employer contribution / active EE | $2,508 | $2,614-4.1% | $4,154-39.6% | $2,551-1.7% |
| Participant deferral / active EE | $4,840 | $3,214+50.6% | $5,453-11.2% | $4,139+16.9% |
| Admin fee / account holder | $12,930 | $6,352+103.6% | $14,116-8.4% | $7,234+78.7% |