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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,441 | $227,399+84.5% | $189,758+121.0% | $198,609+111.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.94% | 61.03%-44.1pp | 52.62%-35.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $4,545 | $5,526-17.7% | $4,767-4.6% | $5,055-10.1% |
| Participant deferral / active EE | $10,297 | $6,837+50.6% | $5,856+75.8% | $6,977+47.6% |
| Admin fee / account holder | $2,720 | $25,162-89.2% | $20,388-86.7% | $19,030-85.7% |