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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,441 | $185,312+126.3% | $161,489+159.7% | $154,746+171.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.94% | 103.84%-86.9pp | 89.72%-72.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $4,545 | $4,769-4.7% | $4,268+6.5% | $4,379+3.8% |
| Participant deferral / active EE | $10,297 | $6,350+62.2% | $5,630+82.9% | $6,730+53.0% |
| Admin fee / account holder | $2,720 | $18,654-85.4% | $16,006-83.0% | $14,365-81.1% |