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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,165 | $47,479+49.9% | $62,929+13.1% | $82,448-13.7% |
| Participation rate | 67.9% | 66.9%+1.0pp | 73.1%-5.3pp | 68.1%-0.2pp |
| Annual return | 26.63% | 20.34%+6.3pp | 1063.93%-1037.3pp | 41.64%-15.0pp |
| Employer contribution / active EE | $1,768 | $1,885-6.2% | $2,505-29.4% | $2,551-30.7% |
| Participant deferral / active EE | $5,117 | $2,870+78.3% | $3,888+31.6% | $4,139+23.6% |
| Admin fee / account holder | $1,168 | $3,804-69.3% | $5,065-76.9% | $7,234-83.9% |