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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,089 | $162,136+111.0% | $152,301+124.6% | $154,746+121.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.61% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $1,059 | $4,890-78.4% | $4,624-77.1% | $4,379-75.8% |
| Participant deferral / active EE | $1,345 | $8,341-83.9% | $8,004-83.2% | $6,730-80.0% |
| Admin fee / account holder | $17,713 | $15,759+12.4% | $14,398+23.0% | $14,365+23.3% |