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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,089 | $154,228+121.8% | $145,433+135.2% | $137,256+149.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.61% | 74.59%-56.0pp | 66.58%-48.0pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,059 | $4,804-78.0% | $4,554-76.8% | $4,156-74.5% |
| Participant deferral / active EE | $1,345 | $8,216-83.6% | $7,897-83.0% | $6,407-79.0% |
| Admin fee / account holder | $17,713 | $14,344+23.5% | $13,129+34.9% | $12,270+44.4% |