Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,224 | $89,515-42.8% | $103,065-50.3% | $80,959-36.7% |
| Participation rate | 36.1% | 76.0%-39.9pp | 80.6%-44.4pp | 67.7%-31.6pp |
| Annual return | 11.58% | 22.82%-11.2pp | 23.95%-12.4pp | 35.67%-24.1pp |
| Employer contribution / active EE | $970 | $4,015-75.8% | $4,675-79.2% | $2,757-64.8% |
| Participant deferral / active EE | $4,270 | $5,463-21.8% | $6,625-35.6% | $4,300-0.7% |
| Admin fee / account holder | $15,907 | $6,527+143.7% | $9,349+70.1% | $6,925+129.7% |