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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,590 | $81,487-22.0% | $102,412-37.9% | $80,935-21.4% |
| Participation rate | 81.1% | 66.8%+14.2pp | 74.5%+6.6pp | 67.7%+13.4pp |
| Annual return | 14.01% | 25.60%-11.6pp | 24.94%-10.9pp | 35.66%-21.6pp |
| Employer contribution / active EE | $3,531 | $3,103+13.8% | $3,870-8.8% | $2,757+28.1% |
| Participant deferral / active EE | $2,656 | $3,871-31.4% | $5,060-47.5% | $4,299-38.2% |
| Admin fee / account holder | $2,223 | $6,717-66.9% | $8,388-73.5% | $6,924-67.9% |