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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,013 | $183,592-48.2% | $155,567-38.9% | $145,959-34.9% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 13.62% | 61.24%-47.6pp | 64.74%-51.1pp | 561.95%-548.3pp |
| Employer contribution / active EE | $5,526 | $5,315+4.0% | $4,674+18.2% | $4,661+18.6% |
| Participant deferral / active EE | $4,816 | $6,464-25.5% | $5,628-14.4% | $6,689-28.0% |
| Admin fee / account holder | $544 | $19,318-97.2% | $15,916-96.6% | $13,398-95.9% |