Filed December 20, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $1,035,635 |
Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $275,052 |
NBT BANCORP NA1 year Filed as: NBT BANK NA DBA THIRD PARTY ADMINIS Service code 13 41 CAMPUS DR STE 302 · NEW GLOUCESTER, ME 04260 | Contract Administrator | $12,406 |
Service code 16 · EIN 34-1820650 | Consulting | $1,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,323 | $2,679,533-95.2% | $164,866-22.2% | $199,768-35.8% |
| Participation rate | 94.5% | 78.3%+16.2pp | 78.6%+15.9pp | 72.0%+22.5pp |
| Annual return | 13.43% | 17.93%-4.5pp | 69.97%-56.5pp | 34.26%-20.8pp |
| Employer contribution / active EE | $6,813 | $2,970+129.4% | $4,343+56.9% | $3,037+124.4% |
| Participant deferral / active EE | $7,413 | $5,010+48.0% | $6,033+22.9% | $5,090+45.7% |
| Admin fee / account holder | $244 | $1,982-87.7% | $12,689-98.1% | $269-9.1% |