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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,589 | $154,228+8.7% | $145,433+15.2% | $137,256+22.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.85% | 74.59%-65.7pp | 66.58%-57.7pp | 220.34%-211.5pp |
| Employer contribution / active EE | $38,843 | $4,804+708.5% | $4,554+752.8% | $4,156+834.6% |
| Participant deferral / active EE | $11,536 | $8,216+40.4% | $7,897+46.1% | $6,407+80.1% |
| Admin fee / account holder | $112,824 | $14,344+686.6% | $13,129+759.4% | $12,270+819.5% |