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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,448 | $162,136-61.5% | $152,301-59.0% | $154,746-59.6% |
| Participation rate | 70.6% | 84.1%-13.5pp | 82.4%-11.9pp | 80.7%-10.1pp |
| Annual return | 12.93% | 91.02%-78.1pp | 80.50%-67.6pp | 172.34%-159.4pp |
| Employer contribution / active EE | $1,335 | $4,890-72.7% | $4,624-71.1% | $4,379-69.5% |
| Participant deferral / active EE | $3,340 | $8,341-60.0% | $8,004-58.3% | $6,730-50.4% |
| Admin fee / account holder | $1,017 | $15,759-93.5% | $14,398-92.9% | $14,365-92.9% |