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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,691 | $124,425+47.6% | $112,040+64.0% | $137,256+33.8% |
| Participation rate | 84.6% | 79.3%+5.3pp | 76.5%+8.1pp | 80.0%+4.7pp |
| Annual return | 17.12% | 24.72%-7.6pp | 24.52%-7.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $4,542 | $3,411+33.2% | $2,954+53.8% | $4,156+9.3% |
| Participant deferral / active EE | $10,169 | $5,718+77.8% | $5,098+99.5% | $6,407+58.7% |
| Admin fee / account holder | $34,945 | $15,207+129.8% | $12,098+188.8% | $12,270+184.8% |