Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,951 | $201,370+23.6% | $184,256+35.1% | $145,897+70.6% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 4.92% | 29.05%-24.1pp | 28.85%-23.9pp | 552.29%-547.4pp |
| Employer contribution / active EE | $2,025 | $7,024-71.2% | $6,427-68.5% | $4,663-56.6% |
| Participant deferral / active EE | $8,905 | $9,808-9.2% | $9,133-2.5% | $6,689+33.1% |
| Admin fee / account holder | $411 | $16,364-97.5% | $13,899-97.0% | $13,390-96.9% |