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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,984 | $111,535-74.0% | $105,223-72.5% | $137,256-78.9% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 80.0%+12.9pp |
| Annual return | 17.92% | 237.85%-219.9pp | 180.65%-162.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,713 | $3,939-56.5% | $3,689-53.6% | $4,156-58.8% |
| Participant deferral / active EE | $5,376 | $5,500-2.3% | $5,072+6.0% | $6,407-16.1% |
| Admin fee / account holder | $2,508 | $9,721-74.2% | $8,859-71.7% | $12,270-79.6% |