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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,285 | $45,312-97.2% | $86,233-98.5% | $67,986-98.1% |
| Participation rate | 79.6% | 42.4%+37.2pp | 69.0%+10.6pp | 57.2%+22.4pp |
| Annual return | 20.13% | 24.79%-4.7pp | 61.39%-41.3pp | 31.67%-11.5pp |
| Employer contribution / active EE | $0 | $1,160-100.0% | $2,504-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $564 | $2,185-74.2% | $4,559-87.6% | $3,358-83.2% |
| Admin fee / account holder | $63 | $3,295-98.1% | $8,342-99.2% | $3,203-98.0% |