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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,546 | $105,284+45.8% | $150,734+1.9% | $94,015+63.3% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 12.35% | 15.67%-3.3pp | 600.81%-588.5pp | 17.84%-5.5pp |
| Employer contribution / active EE | $9,772 | $3,599+171.6% | $4,918+98.7% | $2,790+250.3% |
| Participant deferral / active EE | $8,646 | $4,274+102.3% | $5,610+54.1% | $4,249+103.5% |
| Admin fee / account holder | $6,063 | $9,839-38.4% | $14,905-59.3% | $8,951-32.3% |