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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,200,995 | $132,634+805.5% | $115,768+937.4% | $137,256+775.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 18.25% | 160.70%-142.4pp | 100.46%-82.2pp | 220.34%-202.1pp |
| Employer contribution / active EE | $16,754 | $3,360+398.7% | $2,940+469.9% | $4,156+303.1% |
| Participant deferral / active EE | $17,319 | $5,619+208.2% | $4,917+252.2% | $6,407+170.3% |
| Admin fee / account holder | $699 | $15,028-95.3% | $12,439-94.4% | $12,270-94.3% |