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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,616 | $73,787+63.5% | $98,716+22.2% | $82,448+46.3% |
| Participation rate | 94.9% | 61.4%+33.5pp | 69.3%+25.6pp | 68.1%+26.8pp |
| Annual return | 111.62% | 18.57%+93.1pp | 31.81%+79.8pp | 41.64%+70.0pp |
| Employer contribution / active EE | $1,930 | $1,511+27.7% | $2,279-15.3% | $2,551-24.3% |
| Participant deferral / active EE | $6,084 | $3,081+97.5% | $4,048+50.3% | $4,139+47.0% |
| Admin fee / account holder | $140,868 | $6,500+2067.1% | $8,703+1518.6% | $7,234+1847.2% |