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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,732 | $162,136+25.0% | $152,301+33.1% | $154,746+31.0% |
| Participation rate | 55.6% | 84.1%-28.6pp | 82.4%-26.9pp | 80.7%-25.1pp |
| Annual return | 13.73% | 91.02%-77.3pp | 80.50%-66.8pp | 172.34%-158.6pp |
| Employer contribution / active EE | $3,160 | $4,890-35.4% | $4,624-31.7% | $4,379-27.8% |
| Participant deferral / active EE | $11,847 | $8,341+42.0% | $8,004+48.0% | $6,730+76.0% |
| Admin fee / account holder | $28,328 | $15,759+79.8% | $14,398+96.8% | $14,365+97.2% |