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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,732 | $154,228+31.4% | $145,433+39.4% | $137,256+47.7% |
| Participation rate | 55.6% | 83.8%-28.2pp | 82.1%-26.6pp | 80.0%-24.4pp |
| Annual return | 13.73% | 74.59%-60.9pp | 66.58%-52.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $3,160 | $4,804-34.2% | $4,554-30.6% | $4,156-24.0% |
| Participant deferral / active EE | $11,847 | $8,216+44.2% | $7,897+50.0% | $6,407+84.9% |
| Admin fee / account holder | $28,328 | $14,344+97.5% | $13,129+115.8% | $12,270+130.9% |