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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,418 | $160,070-31.0% | $147,117-24.9% | $145,897-24.3% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 12.96% | 98.69%-85.7pp | 420.54%-407.6pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,201 | $5,285-58.3% | $4,932-55.4% | $4,663-52.8% |
| Participant deferral / active EE | $8,083 | $8,419-4.0% | $8,065+0.2% | $6,689+20.8% |
| Admin fee / account holder | $8,795 | $15,035-41.5% | $12,993-32.3% | $13,390-34.3% |