Filed November 20, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,593 | $61,125-30.3% | $94,057-54.7% | $87,485-51.3% |
| Participation rate | 8.5% | 64.1%-55.6pp | 73.3%-64.8pp | 68.9%-60.4pp |
| Annual return | 17.41% | 35.20%-17.8pp | 480.62%-463.2pp | 26.06%-8.6pp |
| Employer contribution / active EE | $251 | $2,136-88.3% | $2,933-91.4% | $2,596-90.3% |
| Participant deferral / active EE | $373 | $3,260-88.5% | $4,709-92.1% | $4,274-91.3% |
| Admin fee / account holder | $1,687 | $5,629-70.0% | $7,244-76.7% | $7,775-78.3% |