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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,762 | $183,539-67.4% | $155,556-61.6% | $145,897-59.0% |
| Participation rate | 52.9% | 82.7%-29.8pp | 78.2%-25.3pp | 80.3%-27.4pp |
| Annual return | 10.81% | 61.31%-50.5pp | 64.84%-54.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,096 | $5,315-79.4% | $4,675-76.6% | $4,663-76.5% |
| Participant deferral / active EE | $1,921 | $6,467-70.3% | $5,631-65.9% | $6,689-71.3% |
| Admin fee / account holder | $11,148 | $19,275-42.2% | $15,885-29.8% | $13,390-16.7% |