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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,593 | $111,814-57.4% | $103,378-54.0% | $145,978-67.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.03% | 24.80%-15.8pp | 24.91%-15.9pp | 550.52%-541.5pp |
| Employer contribution / active EE | $2,261 | $4,215-46.4% | $3,870-41.6% | $4,662-51.5% |
| Participant deferral / active EE | $8,026 | $5,618+42.9% | $5,058+58.7% | $6,690+20.0% |
| Admin fee / account holder | $743 | $9,764-92.4% | $8,401-91.2% | $13,400-94.5% |