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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,820 | $110,093+64.2% | $97,295+85.8% | $145,897+23.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.49% | 244.76%-234.3pp | 75.62%-65.1pp | 552.29%-541.8pp |
| Employer contribution / active EE | $5,460 | $3,077+77.4% | $2,723+100.5% | $4,663+17.1% |
| Participant deferral / active EE | $24,685 | $4,678+427.7% | $4,264+479.0% | $6,689+269.0% |
| Admin fee / account holder | $1,473 | $6,212-76.3% | $5,646-73.9% | $13,390-89.0% |