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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,848 | $160,070+308.5% | $147,117+344.4% | $145,897+348.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.75% | 98.69%-84.9pp | 420.54%-406.8pp | 552.29%-538.5pp |
| Employer contribution / active EE | $6,930 | $5,285+31.1% | $4,932+40.5% | $4,663+48.6% |
| Participant deferral / active EE | $18,250 | $8,419+116.8% | $8,065+126.3% | $6,689+172.8% |
| Admin fee / account holder | $5,727 | $15,035-61.9% | $12,993-55.9% | $13,390-57.2% |