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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,476 | $211,224-68.5% | $178,505-62.8% | $145,897-54.4% |
| Participation rate | 95.8% | 80.8%+15.0pp | 77.1%+18.7pp | 80.3%+15.5pp |
| Annual return | 4.87% | 30.28%-25.4pp | 27.16%-22.3pp | 552.29%-547.4pp |
| Employer contribution / active EE | $2,428 | $4,577-46.9% | $3,955-38.6% | $4,663-47.9% |
| Participant deferral / active EE | $3,380 | $6,966-51.5% | $6,280-46.2% | $6,689-49.5% |
| Admin fee / account holder | $468 | $12,109-96.1% | $10,428-95.5% | $13,390-96.5% |