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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,000 | $81,276-5.3% | $155,574-50.5% | $80,925-4.8% |
| Participation rate | 97.1% | 66.2%+30.9pp | 78.2%+18.9pp | 67.7%+29.4pp |
| Annual return | 12.17% | 33.36%-21.2pp | 64.87%-52.7pp | 35.65%-23.5pp |
| Employer contribution / active EE | $3,786 | $3,103+22.0% | $4,676-19.0% | $2,756+37.4% |
| Participant deferral / active EE | $5,853 | $3,453+69.5% | $5,629+4.0% | $4,299+36.2% |
| Admin fee / account holder | $3,478 | $7,993-56.5% | $15,914-78.1% | $6,940-49.9% |