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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,000 | $81,358-5.4% | $155,556-50.5% | $80,959-4.9% |
| Participation rate | 97.1% | 66.3%+30.8pp | 78.2%+18.9pp | 67.7%+29.4pp |
| Annual return | 12.17% | 33.39%-21.2pp | 64.84%-52.7pp | 35.67%-23.5pp |
| Employer contribution / active EE | $3,786 | $3,106+21.9% | $4,675-19.0% | $2,757+37.3% |
| Participant deferral / active EE | $5,853 | $3,455+69.4% | $5,631+4.0% | $4,300+36.1% |
| Admin fee / account holder | $3,478 | $7,994-56.5% | $15,885-78.1% | $6,925-49.8% |