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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,125 | $196,972+107.7% | $182,262+124.5% | $198,609+106.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.59% | 158.27%-142.7pp | 140.60%-125.0pp | 202.70%-187.1pp |
| Employer contribution / active EE | $11,093 | $5,364+106.8% | $5,046+119.8% | $5,055+119.4% |
| Participant deferral / active EE | $20,812 | $8,643+140.8% | $8,276+151.5% | $6,977+198.3% |
| Admin fee / account holder | $16,847 | $18,429-8.6% | $16,712+0.8% | $19,030-11.5% |