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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,981 | $172,111-4.7% | $150,298+9.1% | $137,256+19.5% |
| Participation rate | 87.0% | 81.7%+5.2pp | 77.8%+9.2pp | 80.0%+7.0pp |
| Annual return | 9.53% | 69.37%-59.8pp | 62.79%-53.3pp | 220.34%-210.8pp |
| Employer contribution / active EE | $7,798 | $4,636+68.2% | $4,154+87.7% | $4,156+87.6% |
| Participant deferral / active EE | $2,229 | $6,166-63.9% | $5,453-59.1% | $6,407-65.2% |
| Admin fee / account holder | $27,278 | $16,471+65.6% | $14,116+93.2% | $12,270+122.3% |