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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,009 | $102,429+174.3% | $147,096+91.0% | $80,925+247.2% |
| Participation rate | 73.0% | 75.9%-2.8pp | 82.2%-9.2pp | 67.7%+5.4pp |
| Annual return | 19.66% | 135.02%-115.4pp | 419.75%-400.1pp | 35.65%-16.0pp |
| Employer contribution / active EE | $9,925 | $3,716+167.1% | $4,936+101.1% | $2,756+260.1% |
| Participant deferral / active EE | $10,463 | $6,649+57.4% | $8,071+29.6% | $4,299+143.4% |
| Admin fee / account holder | $4,707 | $7,957-40.8% | $13,005-63.8% | $6,940-32.2% |