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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,009 | $102,393+174.4% | $147,041+91.1% | $80,911+247.3% |
| Participation rate | 73.0% | 75.9%-2.8pp | 82.2%-9.2pp | 67.6%+5.4pp |
| Annual return | 19.66% | 134.95%-115.3pp | 419.21%-399.6pp | 35.63%-16.0pp |
| Employer contribution / active EE | $9,925 | $3,715+167.1% | $4,935+101.1% | $2,756+260.2% |
| Participant deferral / active EE | $10,463 | $6,647+57.4% | $8,071+29.6% | $4,297+143.5% |
| Admin fee / account holder | $4,707 | $7,943-40.7% | $13,006-63.8% | $6,935-32.1% |