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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,009 | $102,422+174.4% | $147,117+91.0% | $80,959+247.1% |
| Participation rate | 73.0% | 75.9%-2.9pp | 82.2%-9.2pp | 67.7%+5.3pp |
| Annual return | 19.66% | 135.16%-115.5pp | 420.54%-400.9pp | 35.67%-16.0pp |
| Employer contribution / active EE | $9,925 | $3,717+167.0% | $4,932+101.2% | $2,757+260.0% |
| Participant deferral / active EE | $10,463 | $6,652+57.3% | $8,065+29.7% | $4,300+143.3% |
| Admin fee / account holder | $4,707 | $7,953-40.8% | $12,993-63.8% | $6,925-32.0% |