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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $719,106 | $201,370+257.1% | $184,256+290.3% | $145,897+392.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.34% | 29.05%-8.7pp | 28.85%-8.5pp | 552.29%-532.0pp |
| Employer contribution / active EE | $16,682 | $7,024+137.5% | $6,427+159.6% | $4,663+257.8% |
| Participant deferral / active EE | $18,330 | $9,808+86.9% | $9,133+100.7% | $6,689+174.0% |
| Admin fee / account holder | $1,229 | $16,364-92.5% | $13,899-91.2% | $13,390-90.8% |