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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,278 | $81,504+43.9% | $102,437+14.5% | $80,959+44.9% |
| Participation rate | 19.4% | 66.9%-47.4pp | 74.5%-55.1pp | 67.7%-48.2pp |
| Annual return | 16.66% | 25.60%-8.9pp | 24.95%-8.3pp | 35.67%-19.0pp |
| Employer contribution / active EE | $838 | $3,104-73.0% | $3,871-78.3% | $2,757-69.6% |
| Participant deferral / active EE | $1,387 | $3,871-64.2% | $5,060-72.6% | $4,300-67.7% |
| Admin fee / account holder | $0 | $6,719-100.0% | $8,388-100.0% | $6,925-100.0% |