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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,574 | $160,040-41.5% | $147,096-36.4% | $145,877-35.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.57% | 98.49%-89.9pp | 419.75%-411.2pp | 551.28%-542.7pp |
| Employer contribution / active EE | $3,421 | $5,289-35.3% | $4,936-30.7% | $4,663-26.6% |
| Participant deferral / active EE | $10,926 | $8,429+29.6% | $8,071+35.4% | $6,691+63.3% |
| Admin fee / account holder | $107,898 | $15,050+616.9% | $13,005+729.7% | $13,402+705.1% |